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Money Management

The City of Chicago offers a comprehensive network of homeownership resources designed to help residents purchase, learn, maintain, and invest.  Through the Department of Housing (DOH) and partner organizations, Chicago equips individuals and families with the financial tools, education, and support needed to build long‑term housing stability. Scroll below to obtain valuable resources.

Money Management
Retirement
Financial Education
Credit and Debt Management
Budgeting & Saving Strategies

Money Management (Budget/Credit)

Focusing on everyday financial stability: helping residents manage money effectively, reduce financial stress, and build habits that support long-term success. Resources here typically include budgeting tools, savings strategies, credit education, debt reduction guidance, financial coaching and beginner friendly learning materials.

This category is ideal for individuals and families who want to strengthen their financial foundation, improve credit health, and gain more control over monthly finances. 

Retirement

Retirement resources in the money management context focus on understanding retirement income sources and preparing financially for retirement through budgeting and planning – not only investing.

This is ideal for older adults, near-retirees and anyone who wants clearer guidance about retirement planning steps. 

Financial Education

This subcategory includes broad, foundational learning content that strengthens overall financial knowledge and decision-making. It often includes easy-to-understand guides on personal finance topics like budgeting, banking and goal planning.

This is ideal for students, young adults and adults who want a strong baseline understanding of personal goals. 

Credit and Debt Management

Credit and Debt resources help residents understand how credit works, how to improve or rebuild credit scores, and how to mange debt responsibly. These resources may cover credit reports, credit utilization, payment history and debt-to-income ratio.

This is ideal for resident with credit card debt, collections, low credit score, or anyone trying to prepare for a mortgage, car loan, or other major financial step. 

Budgeting & Saving Strategies

These resources teach residents how to organize day-to-day finances by creating budgets, setting savings goals, and preventing habits that prevent financial emergencies from turning into crises.

This is ideal for beginners, households trying to stop living paycheck-to-paycheck, and resident preparing for major expenses.

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